Expert Uninsured Motorist Attorney in Lewisville, TX
Justice for Your Uninsured Motorist Accident Claim
Texas motorists are required to carry liability insurance coverage in order to drive. Unfortunately, not everyone follows the law. In fact, there are a lot of drivers who buy coverage long enough to get their car registered and then drop the insurance. If you are unlucky enough to be involved in an uninsured motorist accident, it can be frustrating trying to recover damages. For this reason, responsible drivers like you and I have Uninsured Motorist coverage and Underinsured Motorist coverage, or UM/ UIM. This coverage obligates your insurance company to pay for your losses if the negligent driver who hit you isn’t able to. An uninsured motorist attorney, like Todd R. Durham, can help answer all your questions.
Insurance Companies Give You the Run-Around
Accident Attorney Todd Durham has worked for several years successfully litigating uninsured motorist accidents, as well as, underinsured motorist claims. In order to recover, you need a strong legal advocate when dealing with the insurance company. They won’t give you the time of day unless you have a powerful legal advocate on your side. The Todd R. Durham Law Firm can be your voice and fight for the maximum compensation.
Texas Uninsured Motorist Coverage & Limits
All drivers in Texas are required to carry liability insurance for bodily injury to others. The minimum limits for Texas are $25,000 per person, up to a total of $50,000 for all people injured in a single accident.
The UM/ UIM portion of your policy should pay if:
- The at-fault driver does not have auto insurance coverage.
- You sustained injuries as a result of a hit-and-run accident and the at fault driver cannot be found.
Texas Underinsured Motorist Coverage & Limits
A majority of drivers who only want minimum coverage will only carry the state required limits, which create some serious problems especially if there are injuries that exceed their underinsured motorist limits. With the rising cost of medical care, you can see how $25,000 can quickly be exhausted in less than a day. The ambulance, surgery, and several days in a hospital can go well beyond $100,000. That is not counting physical rehab, wage loss, possible ongoing disability, or pain and suffering.
The Todd R. Durham Law Firm can ensure that you get the representation you need and will litigate your claim if necessary. Contact us at our office today or complete our online case review form and I will personally meet with you for a FREE CONSULTATION to help you get the satisfaction and justice you deserve. Contact us Or Call us at (214) 222-4000.