FREQUENTLY ASKED QUESTIONS
There are common questions that clients ask, or common issues that seem to come up in personal injury. The best way to inform prospective clients is to provide them with all the information available to make an educated decision on their case. Below is a list of frequently asked questions that our firm encounters on a regular basis.
What If I Need to Make an Uninsured Motorist Accident Claim?
There is nothing worse than when you have been in an accident and the other driver was at fault and does not have insurance. You can make a claim under the uninsured motorist section of your own insurance policy, but you will need to act quickly. Contact the insurance company immediately because there may be a time limit that applies. Sometimes the limits are as short as 30 days following the incident.
Be aware that your insurance carrier may not allow you to carry uninsured coverage beyond the amount of your own liability. This means that if your own insurance coverage is negligible, the amount you can expect from the uninsured coverage will match. Additionally, be prepared for the insurance company to look into any related medical bills and injuries.
What Are the Actual Causes that Might Hold Drivers Liable for Accidents?
Many automobile accidents occur because one or both drivers have acted negligently. While other circumstances like poor road conditions or defective automobiles can also lead to accidents, often driver negligence is often the primary cause.
Drivers will generally be held liable for accidents under the following conditions:
- Not paying attention to the road
- Multi-tasking while driving
- Using cellphones while driving
- Driver intoxication or being under the influence of drugs (including prescription drugs)
When you have been involved in an automobile accident, the police and the insurance companies will be using evidence in order to determine who is to be held liable. If the other driver was at fault, then you may receive monetary compensation in the form of a settlement. However, if you are guilty of reckless driving, or contributing to the accident, your compensation may be less or even none depending on your involvement.