What to Do When Your Car Is Hit by an Uninsured Motorist

Two men frustrated over their cars. The Todd R. Durham Law Firm, Lewisville, Texas.
Photo by Tommaso79 for Shutterstock.

Car accidents are jarring and scary. But after the initial shock has worn off, you now have to deal with the aftermath. This means insurance companies, potential medical treatment, repairing your vehicle, and other steps. The one thing that would top it all off in the worst way is finding out that the person who hit you is uninsured. Unfortunately, it happens all too often in the state of Texas; these drivers are breaking the law by driving without insurance. Here is what you should do if you are hit by an uninsured motorist.

Call Your Insurance Company

If the driver that you were in the accident with disclosed their lack of coverage or you have reason to believe they are uninsured, you should let your insurance company know. Because you are insured, part of what you pay for is uninsured motorist coverage, which can help protect you in this exact situation. You will have to make a claim in the same process as you usually would, but it may be more challenging moving forward.

You May Need an Attorney

Uninsured motorist claims are often more difficult than the usual accident claim where both parties have insurance coverage. In short, what you are doing is getting your insurance company to pay for the damage that the person who hit you cannot. You may need to hire legal assistance to have a stronger advocate on your side when presenting your case. These can be tough battles, and it is certainly not fair considering you were the responsible, law-abiding driver who paid for insurance as the law requires. You will want an experienced, trustworthy uninsured motorist attorney to get you through this.

Call Me Today

At the Todd R. Durham Law Firm, we do not stand for injustice. I am an expert uninsured motorist attorney, and I would be more than happy to meet with you for a free consultation to discuss your case. Give our firm a call at (214) 222-4000 today or contact us online. We serve clients in Lewisville, Fort Worth, and the surrounding areas. Our full service area can be found here.

Leave a Reply

Your email address will not be published. Required fields are marked *