Whenever you are operating a motor vehicle in Texas, you are required to carry liability insurance to cover you in the case of an unwanted accident. The sad fact remains that not every driver follows this law, and many will simply not possess adequate insurance coverage. This makes for a sticky situation when you are involved in an accident with an uninsured or underinsured driver, and you can be forced to pay for your damages on your own. Your Plano TX car accident attorney, Todd Durham, can make sure you don’t have to.
For this very reason, insurance companies offer Uninsured and Underinsured Motorist coverage, commonly referred to as UM/UIM. Drivers in Texas are required by law to carry insurance in case of bodily injury to others, with minimum limits set that vary from state to state. This coverage, as it should, covers you in case of an accident with one of these drivers, and makes your insurance company pay for your losses if the negligent driver cannot. While every state carries minimum limits for this type of insurance, it is often not enough to cover your medical bills, if you consider the costs of ambulance rides, surgery, and hospital stays. This is where it is essential to hire a car accident attorney in the area. This is where it is essential to hire Todd R. Durham.
For all your auto accident attorney needs in the area, Todd R. Durham is the firm to rely on. For additional information regarding uninsured motorist accidents, give us a call at 214-222-4000 or or contact us online today.