A workers’ compensation claim can be filed by an employee who is injured while on the job. This type of insurance provides injured workers with medical care and income. In Texas, a workers’ compensation claim can vary from business to business.
Wondering about the differences in workers’ claims in Lewisville and Fort Worth? Keep reading to learn more.
What Is Workers’ Compensation?
Workplace injuries happen every day. Construction workers may get hurt using heavy equipment. Office workers may be injured when carpets are uneven. An injury can put you out of work for days, weeks, and even months, and those medical bills can pile higher and higher.
Workers’ compensation basically pays for your medical bills and lost wages if you are injured on the job and cannot work. Most businesses in Lewisville and Fort Worth have this type of insurance to protect their employees and themselves. The insurance will pay for injuries such as…
- Diseases contracted on site
- Mental and physical strain caused by work-related stress
- Repetitive stress injuries
- Injuries sustained while off the clock but on company grounds
- Preexisting conditions (knee injuries for example) worsened by work on the job
Workers’ Compensation Variations
Workers’ compensation laws vary from state to state, but not usually from city to city. Where you will see the most diversity is in the businesses themselves. Not all businesses opt for workers’ compensation insurance, which is a risk they decide to take.
Most companies take this risk based on the type of work they expect workers to perform. For example, a construction company will definitely have workers’ compensation insurance, because there’s a good chance someone may be hurt on the job. People who work in a real estate office, however, might not have workers’ compensation insurance because the chances of getting hurt on the job are extremely low.
Businesses who opt out of workers’ compensation insurance take risks, and if you’re injured, you deserve to be compensated. Contact the Todd R. Durham Law Firm by (214) 222-4000 or online today and get started on your claim.